You & Your
Pension Savings

This page gives you information about your DC pension pot. You can find out about the contributions you and the Partnership make, the way your contributions are invested, and how to check you have enough saved for the future.

How does the Defined Contribution (DC) Section work?

Find out about the contributions you and the Partnership make and how your savings can grow over time.

You & Your...

Contributions

Find out how much you and the Partnership can contribute.

Investments

Learn about how your pension pot is invested and how to make changes if you want to.

Savings

See whether you’re saving enough to reach your future goals.

Loved ones

Find out what others may receive after you die.

Transferring in or out

Guidance on transferring a pension into the DC Section or moving your DC Section to another provider.

Saving Enough

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FAQs Life Events

From marriage to illness, here’s how life’s changes can affect your pension — and what to do next.

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Defined Benefit

You’re likely to be a member of the DB Section of the Scheme if you worked at the Partnership before 1 April 2015. XPS is the administrator of the DB Section.

The DB Section closed on 1 April 2020 and therefore members who joined the Partnership after 1 April 2015 will only have a Defined Contribution pension pot.

Defined Contribution

This is where you can find information about your current pension if you’re a Partner now, or were a Partner after 1 April 2015. The Defined Contribution pages are probably the most important for you.

Members who joined the Partnership before 1 April 2015 may also hold DC pension pots with Prudential or Legal and General, as well as a Defined Benefit Pension in the Scheme. We previously referred to this as Hybrid or Dual Benefit. This is because you may have joined the DC Section of the Scheme when you started working at the Partnership and then, after a defined waiting period (which depends on the date you joined the Partnership), you would have become eligible to join the DB Section.

The DB Section closed on 1 April 2020 and therefore members who joined after 1 April 2015 will only have a DC Section pension pot.