Find out about your pension pot in the DC Section of the Scheme, explore your options at retirement, and how to take simple steps toward a more secure future.
If you’ve flexibly retired from the Partnership and you’re receiving your DB pension, you may also be building up a new DC pension pot.
Pensioners and dependants, there’s also some useful information for you.
It's a great time to understand your pension and plan ahead.
Think ahead to the retirement you'd like and consider your options.
Looking for help with a life event or something more specific?
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You’re likely to be a member of the DB Section of the Scheme if you worked at the Partnership before 1 April 2015. XPS is the administrator of the DB Section.
The DB Section closed on 1 April 2020 and therefore members who joined the Partnership after 1 April 2015 will only have a Defined Contribution pension pot.
This is where you can find information about your current pension if you’re a Partner now, or were a Partner after 1 April 2015. The Defined Contribution pages are probably the most important for you.
Members who joined the Partnership before 1 April 2015 may also hold DC pension pots with Prudential or Legal and General, as well as a Defined Benefit Pension in the Scheme. We previously referred to this as Hybrid or Dual Benefit. This is because you may have joined the DC Section of the Scheme when you started working at the Partnership and then, after a defined waiting period (which depends on the date you joined the Partnership), you would have become eligible to join the DB Section.
The DB Section closed on 1 April 2020 and therefore members who joined after 1 April 2015 will only have a DC Section pension pot.
